Terms of Service

Please read these terms carefully before using our services

Last Updated: November 4, 2025

Welcome to Meetingplace Mortgage. By accessing or using our website and services, you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our services.

1. Acceptance of Terms

By using the Meetingplace Mortgage website ("Site") and services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service and our Privacy Policy. These terms apply to all visitors, users, and others who access or use the service.

2. Use of Services

2.1 Eligibility

You must be at least 18 years old and capable of entering into a legally binding agreement to use our services. By using our services, you represent and warrant that you meet these requirements.

2.2 Permitted Use

You may use our services only for lawful purposes and in accordance with these Terms. You agree not to:

  • Use the services in any way that violates any applicable federal, state, local, or international law or regulation
  • Transmit any material that is defamatory, obscene, or otherwise objectionable
  • Impersonate or attempt to impersonate Meetingplace Mortgage, our employees, another user, or any other person or entity
  • Engage in any conduct that restricts or inhibits anyone's use or enjoyment of the services
  • Use any robot, spider, or other automatic device to access the services for any purpose without our express written permission

3. Loan Application and Services

3.1 No Guarantee of Approval

Submitting a loan application through our services does not guarantee loan approval. All loan applications are subject to credit approval, verification of information, and underwriting guidelines. We reserve the right to deny any application at our sole discretion.

3.2 Accurate Information

You agree to provide accurate, current, and complete information during the application process. Providing false or misleading information may result in denial of your application and may constitute fraud.

3.3 Credit Authorization

By submitting a loan application, you authorize Meetingplace Mortgage and its affiliates to obtain your credit report and verify information provided in your application. This may include contacting employers, financial institutions, and other relevant parties.

4. Intellectual Property Rights

The Site and its entire contents, features, and functionality (including but not limited to all information, software, text, displays, images, video, and audio, and the design, selection, and arrangement thereof) are owned by Meetingplace Mortgage, its licensors, or other providers of such material and are protected by United States and international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.

5. Disclaimer of Warranties

Your use of the Site and services is at your sole risk. The services are provided on an "AS IS" and "AS AVAILABLE" basis. Meetingplace Mortgage expressly disclaims all warranties of any kind, whether express or implied, including but not limited to the implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

We do not warrant that:

  • The services will meet your requirements
  • The services will be uninterrupted, timely, secure, or error-free
  • The results obtained from using the services will be accurate or reliable
  • Any errors in the Site will be corrected

6. Limitation of Liability

To the fullest extent permitted by applicable law, in no event will Meetingplace Mortgage, its affiliates, officers, directors, employees, agents, suppliers, or licensors be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, use, goodwill, or other intangible losses, resulting from:

  • Your access to or use of or inability to access or use the services
  • Any conduct or content of any third party on the services
  • Any content obtained from the services
  • Unauthorized access, use, or alteration of your transmissions or content

7. Indemnification

You agree to defend, indemnify, and hold harmless Meetingplace Mortgage and its affiliates, licensors, and service providers, and its and their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors, and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms or your use of the services.

8. Links to Other Websites

Our Site may contain links to third-party websites or services that are not owned or controlled by Meetingplace Mortgage. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services. You acknowledge and agree that Meetingplace Mortgage shall not be responsible or liable for any damage or loss caused by or in connection with the use of any such content, goods, or services available on or through any such websites or services.

9. Modifications to Terms

We reserve the right to modify or replace these Terms at any time at our sole discretion. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion. By continuing to access or use our services after those revisions become effective, you agree to be bound by the revised terms.

10. Termination

We may terminate or suspend your access to our services immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach these Terms. Upon termination, your right to use the services will immediately cease.

11. Governing Law

These Terms shall be governed and construed in accordance with the laws of the United States and the state in which Meetingplace Mortgage is headquartered, without regard to its conflict of law provisions. Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights.

12. Dispute Resolution

12.1 Arbitration Agreement

Any dispute, claim, or controversy arising out of or relating to these Terms or the breach, termination, enforcement, interpretation, or validity thereof shall be settled by binding arbitration, except that each party retains the right to seek injunctive or other equitable relief in a court of competent jurisdiction.

12.2 Class Action Waiver

You agree that any arbitration or proceeding shall be limited to the dispute between Meetingplace Mortgage and you individually. To the full extent permitted by law, no arbitration or proceeding shall be joined with any other, no dispute shall be arbitrated on a class-action basis, and there is no right or authority for any dispute to be brought in a purported representative capacity.

13. Equal Opportunity

Meetingplace Mortgage is an Equal Opportunity Lender. We do not discriminate on the basis of race, color, religion, national origin, sex, handicap, or familial status in our lending practices or any other aspect of our business.

14. NMLS and Licensing

Meetingplace Mortgage is licensed to conduct business in multiple states. NMLS #123456. For state-specific licensing information, please visit our disclosures page.

15. Severability

If any provision of these Terms is held to be unenforceable or invalid, such provision will be changed and interpreted to accomplish the objectives of such provision to the greatest extent possible under applicable law, and the remaining provisions will continue in full force and effect.

16. Waiver

No waiver by Meetingplace Mortgage of any term or condition set forth in these Terms shall be deemed a further or continuing waiver of such term or condition or a waiver of any other term or condition, and any failure of Meetingplace Mortgage to assert a right or provision under these Terms shall not constitute a waiver of such right or provision.

17. Contact Information

If you have any questions about these Terms of Service, please contact us at:

Meetingplace Mortgage
123 Main Street
Your City, ST 12345
Phone: (555) 123-4567
Email: info@mplacemortgage.com


By using Meetingplace Mortgage's services, you acknowledge that you have read and understood these Terms of Service and agree to be bound by them.